Purpose of the disclaimer:

The purpose of this disclaimer is to inform users about the limitations of financial coaching services. It is important to note that individual circumstances and variables may significantly impact outcomes, and therefore no specific guarantee or result can be promised. This disclaimer is intended to provide transparency and manage expectations regarding financial coaching services.

Coaching content only:

The coaching content provided is intended for educational and motivational purposes only, and is to help with financial literacy and habit development.

Uncertainties and risks:

Please be aware that while financial coaching services may provide guidance and support, financial decisions inherently involve uncertainties and risks.

Non-indicative outcomes:

Any examples or case studies mentioned are not indicative of future performance or guaranteed results.

Variability of experiences:

Each individual’s financial experience may vary depending on their unique circumstances, such as income, debt level, and financial goals.

Professional Advice Disclaimer:

Any education, teaching, or coaching that Jonathan Klein offers, will not involve or take the place of specific financial investment advice. In the case of any investments or long-term financial advice, an individual is recommended to consult with a qualified financial advisor or expert before making any financial investment decisions.

Limitation of Liability:

The organization or financial coach, including Jonathan Klein, cannot be held responsible for any financial losses or damages incurred. Users assume full responsibility for their financial choices and outcomes, and should take into account their unique financial circumstances when making decisions. It is up to the individual to fully exercise caution and do their thorough research, when implementing changes for banking and savings structure, when independently choosing the type of financial product or banking account for those structures.